:root{--bg:#0d1311;--panel:#141d19;--panel2:#19241f;--text:#eef4ef;--muted:#aab9af;--line:#2a3a32;--accent:#d8a84e;--accent2:#8db99d;--paper:#f5f3eb;--ink:#172019;--max:1160px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--text);font:16px/1.7 system-ui,-apple-system,Segoe UI,Roboto,sans-serif}
a{color:inherit}.wrap{width:min(var(--max),calc(100% - 36px));margin:auto}.top{position:sticky;top:0;z-index:30;background:rgba(13,19,17,.94);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{min-height:70px;display:flex;align-items:center;gap:24px}.brand{font-weight:900;letter-spacing:.02em;text-decoration:none;font-size:1.22rem}.brand b{color:var(--accent)}
.links{display:flex;gap:18px;margin-left:auto;align-items:center}.links a{text-decoration:none;color:var(--muted);font-size:.93rem}.links a:hover{color:#fff}
.btn{display:inline-block;background:var(--accent);color:#17130b!important;padding:11px 17px;border-radius:9px;text-decoration:none;font-weight:800;border:0;cursor:pointer}.btn.alt{background:transparent;color:var(--text)!important;border:1px solid var(--line)}
.hero{padding:86px 0 62px;background:radial-gradient(circle at 80% 15%,rgba(216,168,78,.14),transparent 30%),linear-gradient(180deg,#101814,#0d1311)}
.kicker{color:var(--accent);text-transform:uppercase;font-weight:850;letter-spacing:.13em;font-size:.78rem}.hero h1,.article h1{font-family:Georgia,serif;line-height:1.05;margin:.2em 0;font-size:clamp(2.5rem,7vw,5.4rem);max-width:900px}
.hero p{font-size:1.18rem;color:var(--muted);max-width:720px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.trust{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);border-radius:14px;overflow:hidden;margin-top:48px}.trust div{padding:18px;border-right:1px solid var(--line);color:var(--muted)}.trust div:last-child{border:0}.trust strong{display:block;color:#fff}
section{padding:62px 0}.sectionhead{max-width:760px;margin-bottom:28px}.sectionhead h2,.article h2{font-family:Georgia,serif;font-size:clamp(1.8rem,4vw,2.8rem);line-height:1.15;margin:.2em 0}.sectionhead p{color:var(--muted)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:var(--panel);border:1px solid var(--line);border-radius:14px;padding:24px;text-decoration:none;transition:.2s}.card:hover{transform:translateY(-3px);border-color:#52695c}.card small{color:var(--accent);font-weight:800;text-transform:uppercase;letter-spacing:.08em}.card h3{font-size:1.3rem;line-height:1.25;margin:.5em 0}.card p{color:var(--muted);margin:0}.flow{display:flex;gap:8px;align-items:center;flex-wrap:wrap}.step{background:var(--panel);border:1px solid var(--line);padding:14px 18px;border-radius:10px}.arrow{color:var(--accent)}
.article{background:var(--paper);color:var(--ink);min-height:70vh}.article .wrap{max-width:900px}.article h1{font-size:clamp(2.4rem,6vw,4.4rem)}.article h2{margin-top:1.5em}.article h3{font-size:1.25rem;margin-top:1.5em}.article p,.article li{font-size:1.06rem}.article a{color:#315d44}.meta{color:#657267;font-size:.92rem}.crumbs{font-size:.88rem;margin-bottom:22px;color:#667268}.note,.cta{border-radius:12px;padding:20px 22px;margin:26px 0}.note{background:#e7ece5;border-left:4px solid #718878}.cta{background:#172019;color:#f7f5ee}.cta p{color:#c9d3cc}.cta .btn{color:#17130b!important}.disclosure{font-size:.9rem;background:#efe8d7;padding:13px 16px;border-radius:8px}
.toc{border:1px solid #d6dbd3;border-radius:10px;padding:18px 22px;margin:24px 0;background:#faf9f4}.toc strong{display:block}.toc a{margin-right:12px}
footer{border-top:1px solid var(--line);padding:40px 0;color:var(--muted)}footer .foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}footer a{color:var(--muted);display:block;text-decoration:none;margin:5px 0}
.modalback{position:fixed;inset:0;background:rgba(0,0,0,.72);display:none;align-items:center;justify-content:center;z-index:100;padding:18px}.modal{position:relative;background:#111a16;border:1px solid #42554a;border-radius:18px;max-width:560px;width:100%;padding:34px;box-shadow:0 30px 90px #000}.modal h2{font-family:Georgia,serif;font-size:2.1rem;line-height:1.08;margin:.2em 0}.modal p{color:var(--muted)}.close{position:absolute;right:13px;top:10px;background:none;border:0;color:#fff;font-size:1.7rem;cursor:pointer}.fine{font-size:.8rem;color:#819087!important}
@media(max-width:800px){.links a:not(.btn){display:none}.grid{grid-template-columns:1fr}.trust{grid-template-columns:1fr 1fr}.trust div:nth-child(2){border-right:0}.trust div{border-bottom:1px solid var(--line)}footer .foot{grid-template-columns:1fr}.hero{padding-top:58px}}